Boat insurance

Insured from the day it arrives

Our insurance partner Sealogy covers boats like yours. We advise you on the right cover and help you complete the contract, so your boat is insured when it reaches you.

Insurance partnerSealogy

Why we work with Sealogy

A new boat should be insured from the moment the risk passes to you at the destination port. Sealogy specialises in boat and yacht insurance, and together we make sure the cover fits your model, your waters and how you use the boat.

  • Advice on liability and hull cover for your model
  • Help filling in the application with the right boat data
  • Cover aligned with your delivery date
  • One contact for questions, also after the purchase

  1. Tell us about your use

    Model, engine, home port and how often you go out.

  2. We prepare the application

    With the exact specification and value from your contract.

  3. You sign with Sealogy

    The contract is between you and Sealogy. Cover starts on the date you choose.

What the Basic cover includes

A short summary of the two Sealogy Basic products for boats like ours. The policy and the full terms always decide.

Liability

Pays when your boat causes damage to someone else. In many harbours and countries it is required.

Covered

  • Damage your boat or its tender causes to other people, their boats or property, in the cruising area of your policy
  • Checking the claim, defending you against unjustified claims and paying justified ones
  • The skipper and every person you allow to drive the boat
  • Tenders with an engine up to 15 hp
  • Financial losses of others caused by an insured event
  • A security deposit up to €50,000 if the boat is held in a foreign port
  • Liability for water damage

Not covered or limited

  • Damage caused on purpose
  • A driver without the required boating licence
  • Charter or other commercial use, unless agreed in advance
  • Claims between you and other insured persons for property or financial loss
  • In the USA the benefit is limited to €1,000,000

Hull and machinery

Pays when your own boat, engine or equipment is damaged or lost.

Covered

  • Your boat with its engine, equipment and inventory, up to the sums in the policy
  • Collision, grounding and stranding
  • Fire and explosion, theft and vandalism
  • Storm from wind force 9, lightning, mast breakage
  • Tenders, trailers and items worth more than €100 when they are named in the policy
  • Loose equipment and personal effects not named, up to 1% of the sum insured in total

Not covered or limited

  • Wear and tear, osmosis, frost, ice, sun, mould, electrolysis, cavitation and rot
  • Improper handling of the engine
  • Charter use, unless it is stated in the policy
  • Intentional damage. With gross negligence the payment can be reduced
  • Money, valuables, jewellery and documents, unless agreed
  • War, a boat that was not seaworthy, loose items lost overboard
In case of damage

Report it straight away to Sealogy at claims@sealogy.com or +49 30 21408220.

Premium

The first premium is due within 28 days of the start of cover, by direct debit or bank transfer.

Term and notice

Renews automatically. Notice of three months before the end of the period, or after a premium increase or a claim.

Summary based on the Sealogy information sheets for Yacht Liability Basic and Yacht Hull and Machinery Basic. It is not complete and does not replace the policy, the special conditions or the general conditions.

Read before you sign

The cover summary, the full conditions and the general information from Sealogy, to download and keep.

Ask for insurance advice

Tell us about your boat and we come back with a recommendation and the next steps.

Sealogy GmbH, Scharfe Lanke 131, 13595 Berlin, Germany, is registered as a managing general agent under number D-9FYT-HRYN8-73 with permission for all EU states.

Aquaforth is not an insurer. The insurance contract is concluded directly between you and Sealogy or the insurer it represents, under their terms.